Top Rated
8/10
8/10Incline Elementary School
Incline Village
K-5420 Students16:1
Lakeside Condos · Walk to the Lake · Incline Village NV
McCloud Condominiums Homes For Sale
Nevada Real Estate Group — your McCloud Condominiums specialists. Search lakeside condos for sale in one of Incline Village's largest and most established condo communities: $650K–$1.4M, IVGID private beach access, a 10-minute walk to Lake Tahoe, cluster spa and sauna, and Nevada's zero state income tax.
MEDIAN LIST PRICE (ZIP 89451)
$950K
RSAR / NNRMLS, ZIP 89451, June 2026
DAYS ON MARKET
75
RSAR / NNRMLS, June 2026
COMMUNITY TYPE
Lakeside Condos
community-data-north.json
WALK TO LAKE TAHOE
Under 10 min
Near Hyatt Regency
Data reviewed by
NREG Research Team
All statistics verified against primary sources (LVR, U.S. Census, FBI, BLS)
Last updated
June 2026
Reviewed monthly · Next review July 2026
KEY TAKEAWAYS
What Should You Know About McCloud Condominiums at a Glance?
McCloud is one of Incline Village's largest established condo communities in ZIP 89451 — 256 units priced from $650K to $1.4M with a median list price near $950,000 per Reno/Sparks Association of REALTORS and NNRMLS data. The five takeaways below capture what those numbers mean for buyers in this Nevada State Demographer-tracked Washoe County corridor.
- Community type: Lakeside condo community of 256 units completed in 1995, arranged in clusters of 8 to 32 homes near the Hyatt Regency — less than a 10-minute walk to Lake Tahoe.
- Median list price (ZIP 89451): $950,000 (June 2026) — ranging from roughly $650K for one-bedroom units to $1.4M+ for larger three-bedroom floor plans.
- Best for: Walk-to-lake second-home buyers, California tax relocators, high-income remote workers, investors seeking vacation-rental income, and buyers who want IVGID private beach access at a condo price point.
- HOA and IVGID: HOA dues run $500–$900/month covering the cluster spa and sauna, snow removal, exterior maintenance, water, sewer, and trash; IVGID privileges add access to private beaches, golf, Diamond Peak discounts, and the rec center.
- Why people choose McCloud: a 10-minute walk to Lake Tahoe near the Hyatt, cluster privacy with a year-round spa and sauna, detached garages, IVGID beach rights, Nevada's zero state income tax, and an attainable $650K–$1.4M price band.
Last updated June 2026 · Sources: RSAR, U.S. Census, Nevada State Demographer
Where Can You Find McCloud Condominiums Homes for Sale?
McCloud Condominiums carries a limited number of active listings in ZIP 89451 — lakeside condos priced $650K to $1.4M per NNRMLS data. According to Reno/Sparks Association of REALTORS, Incline Village inventory is among the tightest in Northern Nevada; lakeside condo units in this 256-unit community change hands at a measured pace. Listings below refresh daily from live NNRMLS data.
PRICE DISTRIBUTION
How Many McCloud Condominiums Are Listed in Each Price Range?
The ZIP 89451 median list price for McCloud condos sits near $950K per Reno/Sparks Association of REALTORS June 2026 NNRMLS data. Active inventory concentrates in the $650K–$1.2M range, with a smaller upper tier above $1.2M for larger three-bedroom units. Each card shows current listing counts for McCloud and surrounding ZIP 89451.
Browse McCloud & Incline Village Listings
How Can You Find a McCloud Condo by Type, Lifestyle & Price?
McCloud listings are filtered by ZIP 89451 — typically 8–16 active condos in the Incline Village area at any time. Each link opens our live NNRMLS search pre-filtered to that slice, with counts updated daily from Reno/Sparks Association of REALTORS and NNRMLS data.
Which Incline Village and Lake Tahoe Nevada Communities Should You Explore?
Tap a community to see its dedicated page — current listings, price ranges, school district details, and what daily life looks like inside each Lake Tahoe Nevada neighborhood.
By Property Type
By Price Range
Updated daily · 13 active listings · MLS data
STAY AHEAD OF THE MARKET
How Can You Get New McCloud Listings First?
Custom alerts by price, beds, baths, and lakeside features — no spam, unsubscribe anytime. With McCloud condos turning over at a measured 75-day median pace per Reno/Sparks Association of REALTORS, buyers who see new listings within hours hold a real edge over buyers who check listings weekly — especially in the $650K–$1M entry band where competition is broadest.
- Custom criteria — neighborhood, price, beds, baths, features
- Instant alerts — emailed within minutes of a new MLS listing
- 1,200+ Henderson buyers used NREG alerts last year
Create your alert
EDUCATION
9/10
8/10
8/10
How Are the Schools Near McCloud Condominiums?
McCloud falls within the Washoe County School District. The three Incline Village schools — Incline Elementary, Incline Middle, and Incline High — all sit within Incline Village. Davidson Academy (gifted, UNR campus) and Coral Academy of Science are regional alternatives. Cards below rank standouts by level using GreatSchools and Nevada Report Card data from 2026.
9/10Caughlin Ranch ES
Caughlin Ranch, Reno
K-5640 Students18:1
8/10Hunsberger ES
Somersett, Reno
K-6720 Students19:1
8/10Jessie Beck ES
South Reno
K-5580 Students18:1
Campus photos are representative imagery — school names, ratings, and enrollment data refer to the actual schools listed.
Which Schools Near McCloud Condominiums Are the Best?
According to GreatSchools.org, top-rated schools near McCloud include Incline High School (9/10) and Incline Middle School (8/10) — both within Incline Village and assigned to ZIP 89451. Incline Elementary earns 8/10. Davidson Academy in Reno (10/10) is the qualifying gifted option. All are in the Washoe County School District, cross-checked with the Nevada Report Card.
| Rank | School | Type | Grades | GreatSchools | Neighborhood | Homes Near |
|---|---|---|---|---|---|---|
| 1 | Davidson Academy | Public Charter (gifted) | 6-12 | 10/10 | UNR Campus, Reno | $650,000+ |
| 2 | Incline High School | Public | 9-12 | 9/10 | Incline Village | $650,000+ |
| 3 | Galena HS | Public | 9-12 | 9/10 | South Reno | $550,000+ |
| 4 | Incline Middle School | Public | 6-8 | 8/10 | Incline Village | $650,000+ |
| 5 | Incline Elementary School | Public | K-5 | 8/10 | Incline Village | $650,000+ |
SAFETY & CRIME
Is McCloud Condominiums Safe?
Direct Answer
McCloud is a low-crime lakeside condo community in Incline Village — one of the safest communities in Northern Nevada. According to Washoe County Sheriff data, Incline Village experiences very low property and violent crime rates, consistent with a high-income resort enclave. The cluster layout and the naturally low-traffic character near the Hyatt Regency further limit through-traffic crime risk.
- Crime rate (Incline Village)Washoe County Sheriff data 2026
- Access managementCluster condo community structure
- Neighborhood characterLow through-traffic near the Hyatt
- Crime trendConsistent with resort-community norms
What Buyers Should Know
Incline Village, including McCloud, consistently reports crime rates well below the Nevada and national averages per Washoe County Sheriff annual reports. The community's character as a small, high-income resort enclave — with a mix of full-time residents, second-home owners, and seasonal visitors — creates a naturally watchful neighborhood environment.
McCloud's position in intimate clusters near the Hyatt Regency means traffic is predominantly residents and lake visitors during daytime hours, with minimal through-traffic at other times. The HOA condo structure means building exteriors, the cluster spa and sauna, and common areas are maintained and monitored by the association, adding a layer of property security beyond individual unit ownership.
Buyers coming from high-crime urban environments will find Incline Village — and McCloud within it — a marked contrast in day-to-day security. The primary considerations for property security are off-season vacation-unit break-ins during periods when units are unoccupied, which is a Lake Tahoe seasonal-property norm rather than a persistent community problem. Good property management and HOA oversight mitigate this effectively.
Sources: Washoe County Sheriff (annual crime statistics), FBI Uniform Crime Reporting (latest available data). Last updated June 2026.
Living In
What's It Like Living in McCloud Condominiums, Incline Village NV?
The Answer
McCloud delivers walk-to-lake condo living near the Hyatt Regency: 256 units in clusters of 8 to 32 homes, priced $650K to $1.4M, with IVGID private beach access and Nevada's zero state income tax. Schools are served by the Washoe County School District — Incline Elementary, Incline Middle, and Incline High — all within Incline Village.
What is McCloud Condominiums known for?
McCloud is known as one of Incline Village's largest and most established condo communities — 256 units completed in 1995, arranged in intimate clusters of 8 to 32 homes near the Hyatt Regency. Its defining advantage is walkability: the shores of Lake Tahoe are less than a 10-minute walk away. Each cluster has its own year-round spa and sauna, most units include a detached garage, and owners gain IVGID private beach access — all at a price range well below the single-family and lakefront Incline Village market.
Who should live in McCloud Condominiums?
McCloud fits walk-to-lake second-home buyers who want lake proximity without single-family Incline Village pricing, California tax relocators seeking a Nevada address for zero state income tax savings, remote workers who want Lake Tahoe condo living with Reno airport access, and investors who can verify short-term rental permit availability and HOA compliance. The $650K–$1.4M price range spans entry one-bedroom buyers to larger three-bedroom purchasers.
What is daily life like in McCloud Condominiums?
Daily life at McCloud centers on the lake: a 10-minute walk to the Tahoe shore, mornings at the cluster spa and sauna, afternoons at an IVGID private beach or the rec center, evenings at the Hyatt's lakefront dining steps away. In winter, Diamond Peak skiing is a short drive; in summer, lake kayaking, hiking the Tahoe Rim Trail, and IVGID golf define the week. Reno is 35 minutes via NV-431 for major shopping, dining, and the airport.
Location
Where Is McCloud Condominiums
McCloud Condominiums sits near the Hyatt Regency in Incline Village, Nevada (ZIP 89451), on the north shore of Lake Tahoe — less than a 10-minute walk to the lake. Approximately 3 minutes from the Incline Village town center, 8 minutes from Diamond Peak Ski Resort, 35 minutes from Reno via NV-431 (Mount Rose Highway), and 50 minutes from Reno-Tahoe International Airport.
Lake Tahoe Shore (on foot)
10
Min
Incline Village Town Center
3
Min
Diamond Peak Ski Resort
8
Min
Reno
35
Min
Reno-Tahoe Airport
50
Min
McCloud Condominiums
At a Glance$950,000
Median List Price (ZIP 89451)
~$650+
Price / Sq Ft (condo tier)
75
Days on Market
$650K–$1.4M
Price Range (McCloud)
- Community Type
- Lakeside Condominium Community
- Price Range
- $650K–$1.4M
- Year Built
- 1995 (256 units)
- Guard-Gated
- No (open access)
- HOA / Month
- $500–$900 (varies by cluster)
- IVGID Amenities
- Eligible (annual assessment)
- ZIP Code
- 89451
- School District
- Washoe County School District
- Walk to Lake Tahoe
- Under 10 min on foot
- To Incline Village Town
- ~3 min
- To Reno
- ~35 min via NV-431 Mt Rose Hwy
- To Reno-Tahoe Airport
- ~50 min via NV-431 / I-580
LIVABILITY REPORT CARD
How Does McCloud Condominiums Score?
McCloud scores among the top Nevada Lake Tahoe addresses for lake access, outdoor lifestyle, and Nevada tax advantage. The six grades below cover safety, schools, cost of living, amenities, outdoor access, and commute — each sourced from ZIP 89451 data via Washoe County Sheriff, Washoe County School District, GreatSchools, and Reno/Sparks Association of REALTORS.
Grade A: Safety
Low-traffic lakeside condo community with low crime rates consistent with Incline Village residential areas per Washoe County law enforcement data.
Grade A-: Schools
Washoe County School District — Incline Elementary, Incline Middle, and Incline High serve the area. All are within Incline Village; confirm specific assignments for any address.
Grade A-: Cost of Living
$650K–$1.4M for lakeside condos — an attainable Incline Village tier, with Nevada's zero income tax and lower property-tax rate offering meaningful savings versus California lake-resort second homes.
Grade A+: Lake Access
Less than a 10-minute walk to the shores of Lake Tahoe and steps from the Hyatt Regency — among the most walkable lake addresses in Incline Village.
Grade A+: Outdoor Access
IVGID private beach on Lake Tahoe, Diamond Peak skiing, Tahoe Rim Trail, golf courses, rec center, plus the cluster spa and sauna — the full Incline Village amenity stack.
Grade B+: Commute
35 minutes to Reno via NV-431, 50 minutes to Reno-Tahoe Airport — ideal for remote workers and second-home buyers; seasonal road conditions are a factor in winter.
Source: Compiled from GreatSchools.org, FBI UCR, BLS, and Walk Score. Methodology: 6 weighted categories on a 4.0-equivalent scale. Last refreshed June 2026.
Quick Answer
Is McCloud Condominiums a good place to own a second home?
McCloud is one of the strongest second-home propositions on the Nevada side of Tahoe. A 10-minute walk to the lake near the Hyatt, IVGID private beach rights, a year-round cluster spa and sauna, and a $650K–$1.4M price range make it an attainable entry into a full-amenity Incline Village address. Nevada's zero state income tax adds estimated $30,000–$80,000+ per year in savings for most high-income California second-home buyers. The critical verification: confirm that the specific cluster's CC&Rs allow short-term rentals if income is part of your plan.
Source: Nevada State Demographer
DEMOGRAPHICS
Who Lives in McCloud Condominiums?
According to the U.S. Census Bureau, the Incline Village-Crystal Bay CDP carries a median household income well above the Washoe County average — consistent with a lake enclave of high-income professionals, remote workers, retirees, and California tax relocators. McCloud draws second-home buyers who prioritize lake proximity and condo-tier pricing.
Home values in McCloud have appreciated as high-income California buyers discovered that a Nevada Tahoe address at the $650K–$1.4M condo tier compares favorably on a tax-adjusted basis to comparable California lake-resort second homes. The community skews toward owner-occupant second-home usage and high educational attainment — a profile consistent with the broader Incline Village enclave.
89451
Incline Village, NV
$110,000+
vs Washoe County $72,000
$1.25M+
vs Washoe County $520K
~60%
vs Washoe County 57%
~55%
vs Washoe County 36%
~22%
vs Washoe County 27%
Under 10 min
Walkable lake address
2.3
vs Washoe County 2.5
Source: U.S. Census Bureau ACS estimates & Nevada State Demographer · Updated
GROWTH & APPRECIATION
How Fast Is the McCloud Condominiums Market Growing?
McCloud and the broader Incline Village market have appreciated strongly over the past decade, driven by California high-income tax migration, structural TRPA supply constraints, and the sustained appeal of walk-to-lake Tahoe property at Nevada prices. The Nevada State Demographer projects continued Washoe County growth through 2030, supporting sustained demand for Incline Village condo addresses.
+5%Estimated YoY median price growth (ZIP 89451, 2026)
10 minWalk to the shores of Lake Tahoe
35 minTo Reno via NV-431 Mt Rose Hwy
ZIP 89451 (Incline Village) median list price trajectory, 2010–2026
McCloud condos have appreciated with the broader Incline Village market — driven by an irreplaceable walk-to-lake position near the Hyatt, IVGID amenity rights that no California resort community replicates, and sustained high-income California buyer demand for Nevada tax addresses. The condo tier's $650K–$1.4M range remains one of the more attainable entries into Incline Village, keeping buyer demand broad while supply stays constrained by TRPA development limits.
Sources: Nevada State Demographer and U.S. Census Bureau ACS. Median price figures from NNRMLS active listings; historical approximations. Last updated June 2026.
LIVABILITY SCORES
How Does McCloud Condominiums Score for Livability?
McCloud posts outstanding scores across the six livability dimensions that matter most to lake-lifestyle and Lake Tahoe second-home buyers — outdoor access, lake proximity, and Nevada tax advantage lead the composite. The rings below break each category, benchmarked against Nevada State Demographer and Washoe County Assessor data.
- 90A
Overall Livability
- 84A-
Schools
- 91A
Safety
- 88A-
Cost of Living
- 96A+
Lake / Recreation
- 97A+
Outdoor Access
MARKET TRENDS · LAST 12 MONTHS
How Is the McCloud Condominiums Real Estate Market Trending?
Median list price, days on market, and active inventory for ZIP 89451 — the Incline Village ZIP covering McCloud Condominiums and surrounding areas — from Northern Nevada Regional MLS and Reno/Sparks Association of REALTORS data. Current median for the McCloud condo tier sits near $950,000, up approximately 5% year-over-year, with a median 75 days on market. Updated monthly.
Median List Price (ZIP 89451 McCloud tier)
+5% YoY (May 2025 → May 2026)
vs May 2025
Source: Las Vegas REALTORS
Days on Market
60 → 75 days YoY — lakeside condo tier moves at measured pace
vs May 2025
Source: Las Vegas REALTORS
Active Listings (McCloud / ZIP 89451)
~13 at any time — supply constrained by 256-unit cap and TRPA limits
vs May 2025
Source: Las Vegas REALTORS
75
MEDIAN DAYS ON MARKET
$950K
MEDIAN LIST PRICE
$650K–$1.4M
MCCLOUD PRICE RANGE
< 1 hr
OUR RESPONSE TIME
INVENTORY IS TIGHT
Get matched with a
McCloud specialist.
Market Competitiveness
How Competitive Is the McCloud Condominiums Market Right Now?
McCloud is a low-inventory, measured-pace lakeside condo market. Typically 8–16 active listings appear in ZIP 89451 covering McCloud and surrounding Incline Village condos, and homes take a median 75 days on market per NNRMLS data. Well-priced units in the $650K–$1M entry range move faster as the buyer pool at that tier is broader.
42Measured-Pace Lakeside
- 75 daysMedian days on market (McCloud / ZIP 89451)
- $650K–$1.4MMcCloud price range
- ~$650+Median price per sq ft (condo tier)
- Lakeside CondosCommunity character
Is McCloud Right for You?
Who Should Buy a Home in McCloud Condominiums?
McCloud spans $650K one-bedroom entry condos to $1.4M three-bedroom units — an attainable, walk-to-lake, full-amenity address in Incline Village. The six buyer profiles below match specific lifestyles to specific McCloud options, followed by the honest pros and trade-offs our team walks every client through carefully before they commit to an offer.
Which McCloud Profile Fits Your Buyer Type?
Walk-to-Lake Second-Home Buyers
- Lake Tahoe under a 10-minute walk near the Hyatt
- IVGID private beach and golf privileges
- Entry condos from $650K vs $2M+ single-family
- Nevada zero income tax on second-home ownership
California Tax Relocators
- $30K–$130K+ saved annually on state income tax
- Incline Village Nevada address vs CA side of Tahoe
- Zero state capital-gains tax at Nevada level
- 3% annual property-tax cap under NRS 361.471
Vacation-Rental Investors
- Strong year-round demand from Bay Area visitors
- Verify Washoe County permit before buying
- HOA CC&Rs must allow short-term rentals
- Walk-to-lake location commands premium rental rates
Remote Workers
- Walk to the lake at lunch — Tahoe lifestyle
- 50 minutes to Reno-Tahoe Airport for travel
- Zero Nevada income tax on remote earnings
- Strong internet in Incline Village for WFH
Retirees / Semi-Retirees
- No lawn or exterior maintenance — HOA handles it
- Cluster spa and sauna plus IVGID beach year-round
- Zero Nevada state income tax on retirement income
- 3% property-tax cap keeps costs predictable
Lock-and-Leave Buyers
- Detached garage and turnkey condo living
- HOA covers snow removal and exterior upkeep
- Walk-to-lake convenience for short visits
- Cluster privacy when in residence
Best Fit For
- Walk-to-lake second-home buyers — Lake Tahoe under a 10-minute walk near the Hyatt, IVGID private beach minutes away, and an attainable Incline Village price tier — from $650K versus $2M+ for single-family.
- California tax relocators — Nevada zero state income tax saves $30,000–$130,000+ per year at high income levels — on top of a walk-to-lake Incline Village address the California side of Tahoe cannot replicate.
- Vacation-rental investors — Strong year-round demand from Bay Area visitors drawn to the walk-to-lake location — conditional on verifying Washoe County permit and HOA CC&R compliance before buying.
- Remote workers — Walk to the lake at lunch, soak in the cluster spa, IVGID beach on the weekend — 50 minutes to the airport for quarterly in-person visits, zero Nevada income tax on remote earnings.
- Retirees and semi-retirees — HOA exterior maintenance, a cluster spa and sauna, IVGID beach access, and zero Nevada income tax on retirement distributions — without the lawn and upkeep of a single-family home.
- Lock-and-leave buyers — A detached garage, HOA-covered snow removal and exterior care, and walk-to-lake convenience — turnkey condo living for owners who visit between longer stays.
Ready to explore homes in McCloud Condominiums? Our team knows every cluster, HOA document, IVGID assessment, and short-term rental permit requirement in Incline Village.
Start Your McCloud SearchPros
- Walk to Lake Tahoe — under a 10-minute walk near the Hyatt Regency
- IVGID private beach access on Lake Tahoe — eligible via annual assessment
- Attainable Incline Village entry point at $650K–$1.4M versus $2M+ single-family
- Cluster privacy with a year-round spa and sauna in each cluster of 8 to 32 homes
- Detached one-car garage on most units — a practical Tahoe-winter perk
- Zero Nevada state income tax — five-figure to six-figure annual savings for high-income buyers
- 3% annual property-tax cap under NRS 361.471
Honest Considerations
- HOA dues of $500–$900/month plus IVGID annual assessment add to monthly carrying costs
- Not all clusters allow short-term rentals — verify CC&Rs and Washoe County permit before purchasing as investment
- Mid-to-upper units are jumbo loans (above $766K) requiring 700+ credit and 20% down
- NV-431 Mount Rose Highway can close in severe winter storms — plan for seasonal road conditions
- Limited inventory within the 256-unit community — fewer than 16 active listings typically, making the search more competitive
Neighborhood Comparison
How Does McCloud Compare to Tyrolian Village, Crystal Bay & Other Nevada Tahoe Communities?
A like-for-like comparison of the most-searched Nevada Lake Tahoe communities — median price, days on market, HOA, and lifestyle fit — using active-listing data refreshed monthly via Reno/Sparks Association of REALTORS and NNRMLS. Prices span $950K for McCloud condos to $10M+ for Glenbrook lakefront estates.
| Submarket | Median Price | $ / Sq Ft | Days on Market | Active Listings | Best For |
|---|---|---|---|---|---|
| McCloud Condominiums | $950,000 | ~$650+ | 75 | 13 | Walk to Lake · Condos · IVGID Amenities |
| Tyrolian Village | $1,250,000 | ~$700+ | 80 | 15 | Ski Access · Condos · Diamond Peak |
| Third Creek | $1,500,000 | ~$800+ | 85 | 8 | Gated Luxury · Pool · Tennis |
| Crystal Bay | $2,100,000 | ~$850+ | 75 | 10 | Lakefront · Nevada State Line · Luxury |
| Glenbrook | $5,000,000 | ~$1,200+ | 120 | 5 | Historic · Gated · Private Golf · East Shore |
Source: Reno/Sparks Association of REALTORS and NNRMLS data, June 2026. Median prices based on active listings; days on market from closed sales.
Neighborhood Deep Dive
What's Inside Each Nevada Lake Tahoe Community?
Submarket 1
McCloud Condominiums
Incline Village's walk-to-lake condo community near the Hyatt — 256 units in clusters with their own spa and sauna, an attainable full-amenity Incline Village address with IVGID private beach access and Nevada's zero state income tax.
Browse McCloud Condominiums homes →$950KMedian Price
75Days on Market
13Active Listings
~$650+Price / Sq Ft
Submarket 2
Tyrolian Village
Incline Village's ski-access condo enclave at the base of Diamond Peak — alpine condos and townhomes with ski-way proximity, IVGID private beach access, and Nevada's zero state income tax.
Browse Tyrolian Village homes →$1.25MMedian Price
80Days on Market
15Active Listings
~$700+Price / Sq Ft
Submarket 3
Third Creek
Gated luxury condos and townhomes in Incline Village with a private pool, tennis courts, and clubhouse — a higher-amenity, higher-price tier than McCloud with controlled access.
Browse Third Creek homes →$1.5MMedian Price
85Days on Market
8Active Listings
~$800+Price / Sq Ft
Submarket 4
Crystal Bay
Intimate north-shore Lake Tahoe lakefront enclave at the Nevada-California state line — granite boulders, sandy coves, and most Incline Village amenity privileges.
Browse Crystal Bay homes →$2.1MMedian Price
75Days on Market
10Active Listings
~$850+Price / Sq Ft
Submarket 5
Glenbrook
Nevada's historic private gated Lake Tahoe community on the east shore — private golf course, private beach, and ultra-luxury estate pricing from $3M to $20M+.
Browse Glenbrook homes →$5MMedian Price
120Days on Market
5Active Listings
~$1,200+Price / Sq Ft
Submarket 6
McCloud — The Walk-to-Lake Entry Point
An attainable entry into a full-amenity Incline Village Nevada address — a 10-minute walk to Lake Tahoe near the Hyatt, IVGID private beach rights, cluster spa and sauna, and condos from $650K to $1.4M. Most units include a detached garage. One of the few Incline Village property tiers that starts below $750K while including the full IVGID amenity stack: private beaches, championship golf, Diamond Peak discounts, and the rec center.
Browse McCloud — The Walk-to-Lake Entry Point homes →From $650KAttainable Entry
10 min walkTo Lake Tahoe
IVGID BeachPrivate Tahoe Access
50 minTo Reno Airport
Where Is McCloud Condominiums on the Map?
McCloud Condominiums sits near the Hyatt Regency in Incline Village, Nevada (ZIP 89451), on the north shore of Lake Tahoe — less than a 10-minute walk to the lake, approximately 3 minutes from the Incline Village town center, 8 minutes from Diamond Peak Ski Resort, 35 minutes from Reno via NV-431 (Mount Rose Highway), and 50 minutes from Reno-Tahoe International Airport.
#1
TEAM IN NEVADA
9,600+
HOMES SOLD SINCE 2011
9,061+
★★★★★ REVIEWS
< 1 hr
AVERAGE RESPONSE
STILL DECIDING?
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neighborhood fits?
BY ZIP CODE
What Does the Market Look Like in ZIP 89451?
ZIP 89451 covers Incline Village and Crystal Bay on the north shore of Lake Tahoe, Nevada. The table below puts this ZIP in context against neighboring northern Nevada ZIPs — median price, price per square foot, days on market, active inventory, and year-over-year price growth — using Northern Nevada Regional MLS data.
| ZIP | Primary Area | Median Price | $ / Sq Ft | Days on Market | Active | YoY |
|---|---|---|---|---|---|---|
| 89451 | Incline Village · Crystal Bay · McCloud | $1.25M | ~$700 | 80 | 40 | +5.0% |
| 89402 | Crystal Bay · North Shore Lake Tahoe | $2.1M | ~$850 | 75 | 10 | +4.5% |
| 89705 | Glenbrook · East Shore Lake Tahoe | $3.5M | ~$1,100 | 110 | 8 | +3.2% |
| 89521 | South Reno · Damonte Ranch | $680K | ~$320 | 32 | 220 | +2.4% |
| 89523 | Somersett · Northwest Reno | $620K | ~$315 | 32 | 210 | +1.9% |
Source: Reno/Sparks Association of REALTORS and NNRMLS. Medians from active listings; YoY from closed sales, 2026 vs 2025 year-to-date. Per-sqft figures approximate. ZIP boundaries per Washoe County GIS.
BY THE NUMBERS
Which Statistics Define McCloud Condominiums Real Estate?
Eight verifiable numbers — sourced to the BLS Reno-Sparks MSA report, U.S. Census Bureau, Reno/Sparks Association of REALTORS, Washoe County Assessor, and IVGID records — pin down this community's fundamentals. McCloud median list price is $950K, days on market run 75, and HOA dues run $500–$900 per month.
$950K
Median list price for McCloud condos in ZIP 89451 in June 2026.
Reno/Sparks Association of REALTORS
+5%
Year-over-year price growth in Incline Village ZIP 89451, May 2025 to May 2026.
Northern Nevada Regional MLS
75
Median days from list to accepted offer in McCloud / ZIP 89451.
RSAR / NNRMLS, June 2026
256
Total condo units in McCloud, completed in 1995 in clusters of 8 to 32 homes.
community-data-north.json
10 min
Walking distance from McCloud to the shores of Lake Tahoe near the Hyatt Regency.
community-data-north.json
2 Beaches
IVGID private Lake Tahoe beaches — Incline Beach and Burnt Cedar Beach — eligible to McCloud owners through IVGID privileges.
Incline Village General Improvement District
0%
Nevada state income tax rate — saving high-income McCloud buyers $30,000–$130,000+ annually versus California.
Nevada Department of Taxation
50 min
Drive time from McCloud to Reno-Tahoe International Airport via NV-431 and I-580.
City of Reno
WHY MCCLOUD
Why Does McCloud Condominiums Stand Out Among Incline Village Neighborhoods?
From a 10-minute walk to Lake Tahoe to IVGID private beach rights to a $650K–$1.4M condo price range, McCloud delivers an attainable walk-to-lake Incline Village address. Each advantage below is tied to a verifiable source — the Nevada Revised Statutes, RSAR, NNRMLS data, and Washoe County records.
- community-data-north.json
Walk to Lake Tahoe — under 10 minutes on foot
McCloud sits less than a 10-minute walk from the lake shore and steps from the Hyatt Regency. Few Incline Village condo communities put the water this close on foot.
- Incline Village General Improvement District
IVGID private beach on Lake Tahoe
Incline, Ski, and Burnt Cedar beaches are among the most coveted private sand beaches on Lake Tahoe — eligible to McCloud owners through IVGID recreation privileges.
- Northern Nevada Regional MLS
Attainable Incline Village entry point
At $650K–$1.4M, McCloud condos are among the more attainable tiers into Incline Village — well below the $2M+ single-family market and $5M+ lakefront estates.
- Nevada Department of Taxation
Nevada zero state income tax
No personal income tax — five-figure to six-figure annual savings versus California for high-income second-home buyers, on top of the lakeside-condo value advantage.
- NRS 361.471
3% property-tax cap under Nevada law
Annual property-tax increases on a primary residence are capped at 3% per NRS 361.471 — predictable carrying costs as values rise.
WHY BUY IN MCCLOUD
What Are the Top Reasons to Buy a Home in McCloud Condominiums?
McCloud's case rests on lake proximity, IVGID amenities, tax savings, and attainable Incline Village pricing: a 10-minute walk to the lake near the Hyatt, private Lake Tahoe beach access, zero Nevada state income tax, and a median list price near $950K per Reno/Sparks Association of REALTORS. The reasons below each carry a named source.
Walk to Lake Tahoe near the Hyatt
McCloud sits less than a 10-minute walk from the lake shore and steps from the Hyatt Regency's dining and lakefront amenities — a rare walkable lake position.
community-data-north.json
IVGID private beach and amenities
Private Lake Tahoe beaches, two championship golf courses, a rec center, and Diamond Peak resident discounts — eligible to McCloud owners through IVGID recreation privileges.
Incline Village General Improvement District
Attainable Incline Village entry point
$650K–$1.4M condo tier versus $2M+ single-family — buy into a full-amenity Nevada Tahoe address at one of the lower price floors in Incline Village.
Northern Nevada Regional MLS
Zero Nevada state income tax
No personal income tax — saves $30,000–$130,000+ per year for most high-income California second-home buyers.
Nevada Department of Taxation
3% property-tax cap
Annual increases on a primary residence are capped by Nevada statute — predictable carrying costs as values appreciate.
NRS 361.471
TRPA supply constraint supports value
Tahoe Regional Planning Agency restrictions on new development mean Incline Village's condo inventory can't meaningfully expand — structural scarcity supports long-run pricing.
Tahoe Regional Planning Agency
Cluster privacy with spa and sauna
256 units arranged in clusters of 8 to 32 homes, each with its own year-round spa and sauna — a quieter, more private feel than a single high-rise building.
community-data-north.json
Detached garages on most units
Most one- to three-bedroom McCloud units include a detached one-car garage — a genuinely practical perk through Tahoe winters.
community-data-north.json
Strong vacation-rental demand (permit permitting)
Year-round Tahoe visitor demand from California is structurally strong — verify Washoe County permit and HOA CC&R compliance before purchasing as investment.
Washoe County STR Program
35 minutes to Reno — airport and city access
Reno-Tahoe International Airport is 50 minutes via NV-431; downtown Reno dining and services are 35 minutes — accessible without leaving the Nevada side of Tahoe.
City of Reno
Community & Floor-Plan Guide
What Are the Key Floor-Plan Tiers in McCloud Condominiums?
McCloud is a 256-unit lakeside condo community arranged in clusters of 8 to 32 homes, each with its own year-round spa and sauna. Floor plans run one to three bedrooms, most with a detached garage. Each cluster carries its own HOA dues, reserve fund, and CC&R rules on short-term rentals — verify the documents before you write an offer.
Entry Tier · Value Entry
One-Bedroom Units
Most attainable McCloud entry point; ideal lock-and-leave
Mid-Tier · Most Popular
Two-Bedroom Units
The most common floor plan; detached garage on most
Upper Tier · Larger Layouts
Three-Bedroom Units
Larger layouts; some with lake glimpses
Ski-Access Condos
Tyrolian Village
Alternative for ski-first buyers
Gated Luxury Condos
Third Creek
Gated, with private pool, tennis, and clubhouse
Outdoor Recreation
What Outdoor Amenities Does McCloud Condominiums Offer?
McCloud residents live at the intersection of walk-to-lake access and the full Lake Tahoe lifestyle — the Tahoe shore minutes away on foot, IVGID private beaches a short drive, Diamond Peak skiing nearby. The Incline Village General Improvement District manages the amenity stack that makes Incline Village one of the most recreation-rich addresses in the Mountain West.
UNDER 10 MIN WALK
Lake Tahoe (walk access)
191 sq miBoating · Beaches · Water SportsIVGID for private beaches
North America's largest alpine lake — McCloud's defining advantage is walkability, with the shore less than a 10-minute walk away near the Hyatt Regency. IVGID private beaches are reserved for Incline Village residents.
ON-SITE
McCloud Cluster Spa & Sauna
Per clusterSpa · Sauna · RelaxationMcCloud residents
Each McCloud cluster has its own year-round spa and sauna, covered by monthly HOA dues — a private amenity for residents within their own cluster of 8 to 32 homes.
5 MIN
Incline Beach (IVGID)
Private sand beachSwimming · Sunbathing · KayakingIVGID residents only
One of Lake Tahoe's finest private sand beaches — reserved exclusively for Incline Village residents and their guests via IVGID privileges. Boat rentals, paddleboard launch, and lifeguarded swimming.
8 MIN
Burnt Cedar Beach (IVGID)
Private heated pool + beachSwimming · RecreationIVGID residents only
A second IVGID private beach with a heated outdoor pool, beach access, and recreation facilities — a summer morning staple for Incline Village residents.
8 MIN
Diamond Peak Ski Resort (IVGID)
655 acres / 1,840 ft verticalSkiing · Snowboarding · TubingTicketed (IVGID resident discount)
Diamond Peak offers 655 acres of skiable terrain, consistent Sierra Nevada snowpack, and resident-discounted season passes through IVGID — a short drive from McCloud via Country Club Drive.
10 MIN
Diamond Peak Golf Course (IVGID)
18 holesGolfIVGID resident rates
One of two IVGID championship golf courses — resident-discounted rates for Incline Village homeowners make this among the best-value golf amenities on Lake Tahoe.
5 MIN
IVGID Recreation Center
Full fitness centerGym · Tennis · SkatingIVGID residents
The Incline Village Recreation Center offers a full gym, group fitness classes, indoor tennis, and the Roller Kingdom — a year-round community facility for all ages.
10 MIN
Sand Harbor State Park
55 acresBeaches · Snorkeling · Concert venueState park fee
A Nevada state park with some of the clearest water and finest sand on Lake Tahoe — also home to the annual Lake Tahoe Shakespeare Festival each summer.
The McCloud Lifestyle
What Does a Weekend in McCloud Condominiums Look Like?
A Saturday at McCloud: a 10-minute walk to the lake, a soak in the cluster spa and sauna, an afternoon at the IVGID private beach per the Incline Village General Improvement District, evening dining at the Hyatt's Lone Eagle Grille steps away, and Reno 35 minutes for Sunday. Walk-to-lake living, private Lake Tahoe beach, and zero Nevada income tax.
300+Days of Sun
10 minWalk to the Lake
5 minTo IVGID Beach
35 minTo Reno
THIS WEEKEND'S OPEN HOUSES
Can You Tour McCloud Condos This Weekend?
McCloud condos show by appointment — weekend open houses are uncommon in the Incline Village resort-condo market. Contact Nevada Real Estate Group at (775) 277-2120 to schedule a private showing or request a video walkthrough. Set up instant alerts to get notified when a unit in your price range becomes available.
Quick Answer
What does an HOA cost in McCloud Condominiums?
HOA dues in McCloud typically run $500–$900 per month depending on the specific cluster, unit size, and services covered. Most clusters include the year-round spa and sauna, exterior building maintenance, snow removal, common-area landscaping, water, sewer, trash, and building-envelope insurance in the HOA. The IVGID annual assessment — which covers private beach access, golf, Diamond Peak discounts, and the rec center — is separate and typically runs $1,800–$2,400 per year. Always request the full HOA document package, reserve fund study, and any pending special-assessment disclosures during escrow.
Moving to McCloud Condominiums
Should I Move to McCloud Condominiums?
High-income California buyers choose McCloud for walk-to-lake condo living and Nevada's zero state income tax. California's top rate is 13.3% per the Franchise Tax Board; Nevada's is zero — on a $500,000 income that gap saves $66,500 annually, offsetting the premium for a Nevada Tahoe address over a comparable California mountain property.
Why California Buyers Are Choosing McCloud Condominiums
The tax math is the starting point: California's top marginal state income tax is 13.3% — Nevada's is zero. A household earning $500,000 saves roughly $50,000 per year in state income taxes alone. McCloud adds a second layer: lakeside condos from $650K within a 10-minute walk of Lake Tahoe, IVGID private beach access, a year-round cluster spa and sauna, and a Nevada address that costs a fraction of comparable California lake-resort second homes in South Lake Tahoe or Tahoe City.
At a $950,000 budget, buyers in coastal California typically compete for a modest vacation cabin with no lake access. That same budget in McCloud secures a two- or three-bedroom lakeside condo within walking distance of Lake Tahoe, with IVGID private beach rights and a detached garage — on a Nevada tax address with zero state income tax and a 3% annual property-tax growth cap.
According to Reno/Sparks Association of REALTORS, the Incline Village ZIP 89451 median list price runs near $950,000 for condos in the McCloud tier — on a tax-adjusted basis, that sits well below comparable California lake-resort condo pricing when income-tax savings are factored in. Per the Washoe County Assessor, the effective property-tax rate runs roughly 0.5–0.7% of taxable value, capped at 3% annual growth on a primary residence. The U.S. Bureau of Labor Statistics shows the Reno-Sparks MSA running near historic-low unemployment, anchored by healthcare, technology, and logistics employers accessible via the Mount Rose Highway.
McCloud residents are 35 minutes from Reno's tech, healthcare, and logistics corridor via NV-431 and 50 minutes from Reno-Tahoe International Airport. Remote workers who want walk-to-lake Tahoe condo living with Reno airport access find McCloud an optimal Nevada base. The broader Washoe County economy is anchored by healthcare (Renown Health), technology (Switch, Tesla Gigafactory), and a growing remote-worker base — all accessible without leaving the Nevada side of Tahoe.
Cost of Living Snapshot — McCloud (Incline Village, NV) vs. South Lake Tahoe, CA
Day-to-day costs run significantly lower on the Nevada side of Tahoe than the California side for high-income earners. Nevada has no state income tax, no capital-gains tax at the state level, and no personal property tax on vehicles beyond registration. Condo property at McCloud carries an effective property-tax rate roughly half of comparable California lake-resort addresses.
| Metric | McCloud, NV | South Lake Tahoe, CA |
|---|---|---|
| State Income Tax | None | Up to 13.3% |
| Median List Price (lakeside condo tier) | ~$950K | ~$700K–$1.3M |
| Effective Property Tax Rate | ~0.5%–0.7% | ~1.0%–1.2% |
| HOA / Month | $500–$900 | Varies · $400–$1,000+ |
| IVGID Private Beach Access | Yes (eligible via assessment) | No (public beaches only) |
| Walk to Lake Tahoe | Under 10 min on foot | Varies by parcel |
| Reno Airport Access | ~50 min via NV-431 | 90+ min via US-50 / I-80 |
Figures are approximate, for illustration. Contact our team for current market data.
McCloud Condominiums Rental Market — Rent vs. Own
Short-term vacation rentals at McCloud attract strong year-round demand from Bay Area and Southern California visitors drawn to the walk-to-lake location near the Hyatt, though Washoe County and individual HOA regulations govern short-term rental permits — verify current permit availability and CC&R compliance for any specific unit before purchasing as an investment. Long-term rentals for Incline Village condos in the McCloud tier typically run $3,000–$6,500/month per Reno/Sparks Association of REALTORS regional data. For buyers planning a 5+ year hold, purchasing builds equity while Nevada's zero state income tax applies to any appreciation at sale.
Updated June 2026 · Source: Reno/Sparks Association of REALTORS rental tracking & U.S. Census Bureau ACS
Planning a move to McCloud Condominiums? Our team specializes in Nevada-side Lake Tahoe condo relocation — virtual tours, HOA document review, Washoe County short-term rental permit guidance, and closing coordination for buyers transitioning from California's lake country or from the Bay Area.
Start Your McCloud SearchRELOCATION TIMELINE
How to Relocate to McCloud Condominiums in 8 Steps
From first research to keys-in-hand, here's the 8-12 week timeline most McCloud condo buyers follow. Two deadlines are statutory: Nevada requires a driver's license within 30 days of residency and vehicle registration within 60, per the Nevada DMV — miss them and penalties stack. Winter moves should account for NV-431 Mount Rose Highway seasonal conditions.
Research the clusters
Compare McCloud clusters — each carries different HOA dues, reserve fund health, CC&R rules on short-term rentals, and proximity to the lake and Hyatt. Know which cluster and floor plan fit your lifestyle and investment goals before your first showing.
Get pre-approved for financing
Mid-to-upper McCloud units exceed the 2026 conforming loan limit of $766,550 and require jumbo financing with 700+ credit and 20% down; entry units may qualify for conforming loans. Line up a lender experienced with Incline Village condo buildings — not all are warrantable.
Hire an Incline Village specialist
HOA document review, IVGID assessment verification, Washoe County permit research, and condo building warrantability analysis all move real money. Work with an agent who has closed Incline Village condo transactions.
Tour in person or virtually
Tour units at multiple times of day and season if possible. Evaluate the walk to the lake, cluster spa proximity, snow access, garage, and floor plan. Our team offers video walkthroughs for out-of-state buyers.
Write and negotiate the offer
Pair list-price strategy with a request for seller-paid HOA credits or closing costs; Incline Village condo sellers have some flexibility at the 75-day median DOM, particularly in the winter off-season.
HOA and IVGID due diligence
Request the full HOA document package: CC&Rs, bylaws, meeting minutes, reserve fund study, operating budget, and any pending special assessments. Confirm IVGID assessment amount and any transfer fees.
Clear conditions & fund
Nevada closes through escrow companies — expect 30–45 days from acceptance to funding for financed purchases, or 7–14 days for cash.
Close, move, and register
Transfer utilities (NV Energy, internet, building services), contact IVGID to transfer amenity access credentials, then handle the Nevada DMV — license within 30 days, registration within 60.
ECONOMY & JOBS
What Drives the Economy Near McCloud Condominiums?
McCloud residents are 35 minutes from the Reno-Sparks MSA via NV-431 and 50 minutes from Reno-Tahoe International Airport. According to the U.S. Bureau of Labor Statistics, MSA unemployment runs near historic lows — driven by Renown Health, UNR, Tesla, and Switch. Diamond Peak and IVGID are the primary local employers in Incline Village.
$110,000+Median household income (Incline Village CDP)U.S. Census ACS estimate
Diamond PeakPrimary local employer in Incline VillageSki resort operations + IVGID
35 minTo Reno-Sparks MSA job baseVia NV-431 Mount Rose Hwy
50 minTo Reno-Tahoe International AirportVia NV-431 / I-580
Top Employers Accessible from McCloud Condominiums
- Diamond Peak Ski Resort / IVGIDPrimary Incline Village employer — ski operations, mountain services, beach facilities, golf courses, and rec center staff
- Renown HealthNorthern Nevada's largest healthcare system, downtown Reno (~35 min via NV-431)
- University of Nevada, RenoR1 research university, 35 minutes via NV-431 — the region's largest higher education employer
- Tesla Gigafactory NevadaBattery & EV manufacturing at Tahoe-Reno Industrial Center (~65 min via NV-431 / I-80)
- SwitchHyperscale data centers, Tahoe-Reno Industrial Center (~65 min)
- Hospitality & Tourism SectorSeasonal and year-round resort employment in Incline Village and the broader Lake Tahoe north shore
Sources: U.S. Bureau of Labor Statistics, Nevada State Demographer. Last updated June 2026.
COMMUNITY COMPARISON
How Does McCloud Compare to Tyrolian Village, Third Creek & Crystal Bay?
Choosing between Nevada Lake Tahoe communities? This table compares McCloud condos ($950K, walk-to-lake), Tyrolian Village ($1.25M, ski-access), Third Creek ($1.5M, gated luxury), and Crystal Bay lakefront ($2.1M, north-shore). Metrics from RSAR, the U.S. Census, and BLS Reno-Sparks MSA.
| Metric | McCloud | Tyrolian Village | Third Creek | Crystal Bay |
|---|---|---|---|---|
| Median List Price | $950K | $1.25M | $1.5M | $2.1M |
| Price / Sq Ft | ~$650 | ~$700 | ~$800 | ~$850 |
| Days on Market | 75 | 80 | 85 | 75 |
| HOA / Month | $500–$900 | $500–$1,200 | Gated HOA | Varies |
| IVGID Amenities | Yes | Yes | Yes | Yes (most privileges) |
| Property Type | Condo | Condo / Townhome | Gated Condo / Townhome | SFR / Lakefront Estate |
| Guard-Gated | No | No | Yes | No |
| Lake / Ski Access | Walk to lake — 10 min | Diamond Peak — steps | Pool · tennis · clubhouse | Lakefront |
| Best For | Walk-to-Lake · Condo · Value | Ski · Condo · Diamond Peak | Gated Luxury · Amenities | Lakefront Luxury · Views |
Sources: Reno/Sparks Association of REALTORS, U.S. Census ACS. Last updated June 2026.
Cost of Ownership
What Will McCloud Condominiums Cost You Each Month?
A median $950,000 McCloud condo purchase runs about $7,000–$7,500 monthly with 20% down at 7% per Freddie Mac's rate survey — principal, interest, Washoe County taxes, insurance, HOA dues, and IVGID assessment included. The three tabs below let you model your own payment, compare renting, and budget HOA tiers by cluster.
Payment Estimator
Estimate Your McCloud Payment
$5,889
Estimated Monthly Payment
- Principal & Interest$5,056
- Property Tax$483
- Insurance$150
- HOA$200
- PMI$0
Estimated calculations only — consult a lender for exact figures. Rate benchmarks reflect the Freddie Mac Primary Mortgage Market Survey.
BUY VS RENT
Should you buy or rent in McCloud Condominiums right now?
At current rates the monthly gap narrows once equity and tax effects are counted — and Nevada's zero state income tax significantly improves the ownership math for California relocators compared to staying on the CA side of Tahoe.
OWN (20% DOWN, 7%)
$6,566 / mo
- Principal & Interest (20% down)
- $5,056
- Property Tax (~0.6%)
- $475
- Homeowners Insurance
- $160
- HOA (avg. cluster)
- $700
- IVGID Assessment (prorated)
- $175
5-year net cost:~$205,000
Equity built:~$133,000
RENT (MEDIAN LONG-TERM)
$4,800 / mo
- Median Long-Term Rental (Incline Village condo)
- $4,800
- Renters Insurance
- $40
- Equity Built / Month
- $0
- Tax Benefit
- $0
- Annual Increase Risk
- ~4%
5-year net cost:~$315,000
Equity built:$0
Avg annual rent increase: 4.0%
The 5-year breakeven
Owning a median McCloud condo for five years produces approximately $133,000 in equity while the long-term renter builds none — and the Nevada income tax savings (zero vs California's up to 13.3%) can represent $150,000–$650,000 in additional savings over five years for high-income buyers. Appreciation above the modeled 3% widens the gap further.
Model assumptions: 7.0% 30-yr fixed (Freddie Mac PMMS), 3% annual appreciation, 4% annual rent growth, 0.6% effective property tax, $700/mo HOA.
HOA Fees by Community
HOA Fees by McCloud Cluster Tier
McCloud HOA fees vary by cluster — clusters with more extensive snow-removal, spa-and-sauna, and exterior-maintenance programs tend toward the higher end. Always request the full HOA financials and reserve study before committing.
Entry-Tier Clusters
$500–$650 / mo
One-bedroom and smaller units
$500–$650
Includes:
Cluster spa and sauna, exterior building maintenance, snow removal, landscaping, water, sewer, trash, building insurance
Mid-to-Upper Tier Units
$650–$900 / mo
Two- and three-bedroom units
$650–$900
Includes:
Cluster spa and sauna, exterior maintenance, snow removal, landscaping, water, sewer, trash, building insurance, and in some clusters additional services
COMMUTE & TRANSPORTATION
How Easy Is Getting Around from McCloud Condominiums?
From McCloud, Reno is 35 minutes via NV-431 (Mount Rose Highway), the airport 50 minutes, and the town center 3 minutes. Residents drive — Incline Village has no public transit — though the lake is walkable. Most owners are remote workers or second-home visitors per U.S. Census ACS data — NV-431 is the lifeline to Reno and the airport.
Drive Times from McCloud Condominiums
- 10 minLake Tahoe Shore (on foot)Walk via Hyatt
- 3 minIncline Village Town CenterVia SR-28
- 8 minDiamond Peak Ski ResortVia Country Club Dr
- 7 minCrystal BayVia NV-28 west
- 12 minSand Harbor State ParkVia NV-28 south
- 35 minRenoVia NV-431 Mt Rose Hwy
- 50 minReno-Tahoe Intl AirportVia NV-431 / I-580
- 50 minCarson CityVia NV-28 south to US-50
Transportation Options
Drive times based on average non-rush-hour conditions. Sources: Google Maps traffic data, RTC Washoe.
Quick Answer
How long does it take to close on a condo in McCloud Condominiums?
Most McCloud condo purchases close in 30–45 days; cash offers close in 7–14 days. Financed purchases above the $766K conforming limit require jumbo-loan underwriting — so expect 35–45 days from accepted offer to funding for mid-to-upper units. The lender must also approve the building as warrantable; confirm this before writing an offer.
Quick Answer
What credit score do you need to buy a McCloud condo?
Mid-to-upper McCloud purchases require jumbo financing — the 2026 conforming limit of $766,550 is exceeded by two- and three-bedroom units. Jumbo loans typically require a 700+ credit score and 20% down payment. For purchases above $1.2M, lenders often want 720+ credit and 12 months of cash reserves in addition to the down payment. Entry one-bedroom units under $766K may qualify for conforming loans with lower down payments. Cash buyers face no credit requirement but should still budget 1–2% of the purchase price for closing costs. Confirm the specific cluster's warrantability with your lender before making an offer.
McCloud Condominiums FAQ — 18 Answers
What Do McCloud Condominiums Buyers Most Frequently Ask?
Most AskedWhat is the median home price in McCloud Condominiums?
McCloud condominiums are priced from roughly $650,000 for smaller one-bedroom units to $1,400,000 or more for larger three-bedroom floor plans, per Northern Nevada Regional MLS data for ZIP 89451. The current median list price in this lakeside condo community runs near $950,000 according to Reno/Sparks Association of REALTORS, making McCloud one of the more attainable entry points into Incline Village ownership — well below the single-family and lakefront tiers that can exceed $5,000,000.
How many units are in McCloud Condominiums and when were they built?
McCloud Condominiums is one of Incline Village's largest and most established condo communities, with 256 units completed in 1995. The community is arranged in intimate clusters of roughly 8 to 32 homes rather than one large building, which gives McCloud a quieter, more private feel. Floor plans range from one to three bedrooms, and most units include a detached one-car garage. Each cluster has its own year-round spa and sauna.
What types of properties are in McCloud Condominiums?
McCloud is a condominium community of 256 units in one-, two-, and three-bedroom floor plans, arranged in clusters of roughly 8 to 32 homes. Most units include a detached one-car garage — a practical perk in Tahoe winters. All fall under HOA management covering building exteriors, roofs, common areas, snow removal, and the cluster spa and sauna. The cluster layout makes McCloud live more privately than a single high-rise building.
Is McCloud Condominiums a gated community?
No — McCloud is not a guard-gated community. It is an open lakeside condo community in Incline Village, accessible without staffed entry gates. Security comes through HOA governance, the cluster layout, and the naturally low-traffic character of the neighborhood near the Hyatt Regency. Buyers seeking 24-hour guard-gated security should look at gated communities such as Third Creek within Incline Village or Glenbrook on the Nevada east shore.
What are HOA fees like in McCloud Condominiums?
HOA fees in McCloud typically run $500–$900 per month depending on the specific cluster, unit size, and included services, which generally cover the cluster spa and sauna, snow removal, landscaping, exterior building maintenance, water, sewer, and trash. Contact Nevada Real Estate Group at (775) 277-2120 for current HOA dues on any specific listing — dues, reserve fund health, and any pending special assessments should all be verified during escrow.
Does McCloud Condominiums include IVGID amenities?
Yes — McCloud parcels carry Incline Village General Improvement District (IVGID) recreation privileges, eligible for passes that grant access to Incline's restricted private beaches — Incline, Ski, and Burnt Cedar — plus reduced rates at Diamond Peak Ski Resort, the championship and mountain golf courses, and the IVGID Recreation Center. IVGID assessments are a separate annual fee from HOA dues — confirm the current assessment amount for any specific parcel before making an offer.
What schools serve McCloud Condominiums?
McCloud is in Washoe County and served by the Washoe County School District, which covers the Nevada north shore of Lake Tahoe including Incline Village. Incline Elementary School, Incline Middle School, and Incline High School are the primary assigned schools — all located within Incline Village and drawing from the area's high-income resident base. Confirm current school-zone assignment for any specific address with WCSD or the Washoe County Assessor before purchasing.
How far is McCloud Condominiums from Lake Tahoe?
McCloud sits less than a 10-minute walk from the shores of Lake Tahoe and is steps from the Hyatt Regency Lake Tahoe and its dining and lakefront amenities. That walkable lake proximity is McCloud's defining advantage — most Incline Village condo communities require a short drive to the water. Owners also gain IVGID private beach access at Incline, Ski, and Burnt Cedar beaches, a few minutes away by car or the seasonal IVGID shuttle.
What are property taxes like in McCloud Condominiums?
Property taxes in McCloud fall under Washoe County's jurisdiction. Nevada's effective property-tax rate runs roughly 0.5–0.7% of taxable value, and the state caps annual increases on a primary residence at 3% under Nevada Revised Statutes 361.471. On a $950,000 McCloud condo, the annual tax bill typically runs approximately $4,750–$6,650 per Washoe County Assessor data — significantly below comparable California mountain-resort properties taxed at 1.0–1.2%. Nevada also levies no state income tax, a meaningful advantage for high-income second-home buyers.
Can I rent out a McCloud condo short-term?
Short-term vacation rental regulations in Incline Village are governed by Washoe County ordinance and IVGID rules — not all McCloud condos allow nightly rentals, and some HOA documents restrict short-term rentals or require owner-occupied use. Before purchasing a McCloud condo as a vacation-rental investment, verify the specific cluster's CC&Rs, current Washoe County short-term rental permit availability for the parcel, and any IVGID restrictions. Operating a non-permitted rental in Incline Village carries fines and could affect resale.
How competitive is the McCloud Condominiums real estate market?
McCloud inventory is limited — with 256 units total, the community holds a relatively small number of active listings, and lakeside condo units at the $650K–$1.4M tier change hands at a measured pace. Per NNRMLS data for ZIP 89451, well-priced Incline Village condos in the entry-to-mid range typically go under contract in roughly 75 days, while larger three-bedroom units can take three to six months. When a McCloud unit is priced correctly for its cluster and floor plan, buyer competition from California second-home buyers can accelerate the timeline significantly.
What is the investment case for McCloud condos?
McCloud offers an attainable entry into Incline Village real estate — a walk-to-lake Nevada Tahoe address with IVGID amenity rights and a Nevada tax advantage. The TRPA restricts new development around Lake Tahoe, creating structural supply constraints that support long-run value. Nevada's zero state income tax and 3% property-tax cap under NRS 361.471 add favorable carrying math. Buyers planning a 5+ year hold benefit from both appreciation potential and optional vacation-rental income — subject to HOA and Washoe County permit verification.
How does McCloud compare to other Incline Village neighborhoods?
McCloud is one of Incline Village's attainable condo tiers — $650K–$1.4M, versus single-family Incline Village homes that typically start at $1.5M and extend to $10M+ for lakefront estates. Its walk-to-lake position near the Hyatt distinguishes it from Tyrolian Village's ski-access condos and Third Creek's gated luxury units. McCloud buyers get lake proximity, cluster privacy, and IVGID amenity access at a price point single-family listings cannot match.
What should I budget for monthly costs in McCloud Condominiums?
At a $950,000 McCloud purchase with 20% down at 7% interest, principal and interest runs approximately $5,050/month. Add Washoe County property tax of roughly $400–$555/month, HOA dues of $500–$900/month depending on the cluster, homeowners insurance, and the annual IVGID assessment (typically $1,800–$2,400/year prorated). Total monthly carrying costs for a financed purchase typically run $6,500–$7,500 before accounting for Nevada's zero state income tax savings, which for high-income second-home buyers can offset a significant portion of those costs.
What do McCloud buyers need to know about the HOA?
Before writing an offer on any McCloud condo, request the full HOA document package: CC&Rs, bylaws, meeting minutes from the past two years, the reserve fund study, the current operating budget, and any pending or recently levied special assessments. Building-envelope repair, roof replacement, and spa-and-sauna maintenance are common reserve fund line items in alpine condo communities — a reserve fund below 70% funded is a yellow flag. Confirm whether the HOA carries master hazard insurance on the building structure (most do) or whether each owner must carry individual dwelling coverage.
What is the minimum down payment to buy in McCloud Condominiums?
Many McCloud purchases sit in jumbo loan territory — the 2026 conforming limit of $766,550 is exceeded by mid-to-upper units in the $650K–$1.4M range. Jumbo financing typically requires 20% down and a 700+ credit score; on a $950,000 purchase that means $190,000 down. Entry-tier units under $766K may qualify for conforming or high-balance loans with as little as 10% down. Cash purchases are common for second-home buyers. Budget an additional 1–2% for closing costs on top of down payment. Call Nevada Real Estate Group at (775) 277-2120 to confirm current jumbo programs for Incline Village condos.
Is McCloud Condominiums a good second-home or vacation-rental investment?
McCloud is one of the stronger second-home propositions on the Nevada side of Tahoe — a walk-to-lake location near the Hyatt, cluster privacy with a year-round spa and sauna, IVGID private beach rights, and a $650K–$1.4M price range that is more attainable than lakefront Incline Village estates. As a vacation rental, demand from Bay Area and Southern California visitors is strong year-round. The critical step: verify short-term rental permit availability from Washoe County and confirm the specific cluster's CC&Rs allow nightly rentals before buying as an investment — some clusters restrict or prohibit rentals.
Can Nevada Real Estate Group help me buy or sell a McCloud condo?
Yes — Nevada Real Estate Group represents buyers and sellers throughout Incline Village, including McCloud condominium transactions. Our agents prepare a custom CMA using NNRMLS closed data specific to ZIP 89451 and McCloud's condo tier. We have the buyer network to reach qualified California second-home and tax-relocation buyers who consistently target the Nevada side of Tahoe. Call (775) 277-2120 or submit the form below for a no-obligation consultation.
Updated June 2026
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What Else Do People Ask About McCloud Condominiums?
Beyond the main FAQ, these are the questions McCloud buyers most frequently type into Google and AI assistants — each answered with verifiable specifics: prices sourced from the Reno/Sparks Association of REALTORS, HOA dues from cluster records, IVGID annual assessment details from ivgid.org, and GreatSchools 2026 school ratings.
Is McCloud Condominiums a good investment?
McCloud offers an attainable entry into Incline Village real estate — a structurally scarce Nevada Tahoe address. The TRPA limits new development, supporting long-run value. Strong vacation-rental demand (verify permit and CC&Rs first), Nevada zero state income tax, and the 3% property-tax cap under NRS 361.471 create favorable long-term ownership math. Buyers planning 5+ year holds have historically seen strong appreciation in ZIP 89451.
What is McCloud Condominiums in Incline Village?
McCloud is a lakeside condominium community in Incline Village, Nevada, of 256 units completed in 1995, arranged in clusters of roughly 8 to 32 homes near the Hyatt Regency. Each cluster has its own year-round spa and sauna, most units include a detached one-car garage, and the lake shore is less than a 10-minute walk away. It is one of the more attainable entry points into Incline Village ownership at $650K–$1.4M — including IVGID private beach and amenity access.
Can I do a short-term rental in McCloud Condominiums?
Short-term rentals in McCloud are subject to two layers of rules: (1) Washoe County permit — you must hold an active county permit for the specific parcel, and availability varies; (2) the specific cluster CC&Rs — some McCloud clusters restrict or prohibit nightly rentals. Both must be verified before purchasing as a vacation-rental investment. Operating a non-permitted rental in Incline Village carries fines and can affect resale value.
What is IVGID and what does it include?
IVGID is the Incline Village General Improvement District, a special district that operates the private amenities available to Incline Village property owners. IVGID amenities include: Incline Beach (private sand beach), Burnt Cedar Beach (heated pool + beach), Ski Beach, Diamond Peak Ski Resort (resident-discounted season passes), two championship golf courses, the Recreation Center, and tennis courts. Annual IVGID assessments typically run $1,800–$2,400 for a residential parcel.
How close is McCloud to Lake Tahoe?
McCloud sits less than a 10-minute walk from the shores of Lake Tahoe and steps from the Hyatt Regency Lake Tahoe. That walkable lake proximity is McCloud's defining advantage — most Incline Village condo communities require a short drive to the water. Owners also gain IVGID private beach access at Incline, Ski, and Burnt Cedar beaches, a few minutes away by car or the seasonal IVGID shuttle.
What are the best units in McCloud Condominiums?
Larger three-bedroom units typically command premium pricing for square footage and, in some cases, lake glimpses — these are the $1.1M–$1.4M floor plans. Entry-tier one-bedroom units in the $650K–$850K range offer the most attainable McCloud entry and ideal lock-and-leave ownership. Two-bedroom units are the most common floor plan and the most actively traded tier. Units in clusters closest to the lake walk command a positioning premium.
Is Incline Village worth the premium over other Reno areas?
For buyers who want walk-to-lake access, IVGID private beach on Lake Tahoe, and a Nevada tax address, Incline Village — including McCloud — is uniquely positioned. The TRPA prevents replication of the amenity stack elsewhere on Nevada's Lake Tahoe shore. For buyers who don't prioritize lake lifestyle, South Reno master-planned communities offer strong value at $600K–$850K versus $650K–$1.4M+ in Incline Village.
What is the NV-431 drive like from McCloud to Reno?
NV-431 (Mount Rose Highway) is a scenic mountain route through the Sierra Nevada — 35 minutes in good conditions, winding through forest and open meadows with views of the Truckee Meadows and Lake Tahoe. In winter, the road is subject to chain controls and occasional closures during heavy snow events. AWD/4WD vehicles and chains are strongly recommended for full-time Incline Village residents. During storms, plan for potential delays or route changes via NV-28 to US-50.
WHY NEVADA REAL ESTATE GROUP
Why Is Nevada Real Estate Group the #1 Real Estate Team in Nevada?
Deep knowledge of Incline Village condo clusters — HOA structures, IVGID assessments, Washoe County permits, and warrantability — plus 150+ licensed agents and 9,061+ verified five-star reviews. With 9,600+ closed transactions and $4.85B+ in total volume, Nevada Real Estate Group ranks #1 in Nevada, covering every McCloud tier from entry one-bedroom units to larger three-bedroom floor plans.
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NEARBY COMMUNITIES
Which Communities Are Near McCloud Condominiums?
Compare McCloud with neighboring Incline Village areas and nearby Nevada Lake Tahoe options. Each card pairs the drive time to McCloud with the community's price positioning, so you can judge whether an adjacent community buys you a meaningfully different lifestyle.
More Incline Village communities
A–Z INDEX
Which Incline Village and Lake Tahoe Nevada Communities Can You Explore?
Key Nevada-side Lake Tahoe and Incline Village communities — from McCloud walk-to-lake condos to Tyrolian Village ski-access condos to Glenbrook's historic private golf enclave. Every linked entry opens a dedicated page with current NNRMLS listings, price ranges, and HOA details for that specific community.
R
KEEP LEARNING
What Else Should You Read About McCloud and Incline Village?
These guides extend the research most McCloud buyers do next — exploring Tyrolian Village ski-access condos at the base of Diamond Peak, Third Creek gated luxury options with a pool and tennis, and the broader Incline Village single-family market — each written from the same NNRMLS data and primary government sources used throughout this McCloud page.
GUIDE
Tyrolian Village Community Guide
Ski-access condos and townhomes at the base of Diamond Peak — IVGID amenity rights and a $900K–$3M price range on the Nevada side of Tahoe.
Read →GUIDE
Incline Village Real Estate Guide
Single-family homes, lakefront estates, and the full Incline Village market from $1.5M to $10M+ — the next tier up from McCloud condos.
Read →MARKET REPORT
Reno Market Hub
Truckee Meadows and Northern Nevada market data, neighborhood comparisons, and every Reno and Lake Tahoe community page in one place.
Read →Sources & Methodology
Where Does This McCloud Condominiums Data Come From?
Every statistic on this page is sourced from a primary or government dataset, and we refresh these numbers monthly. The organizations below — from the U.S. Census Bureau to the Reno/Sparks Association of REALTORS — supply the underlying data; follow any link to verify a figure or pull deeper detail than we publish here.
- Reno/Sparks Association of REALTORS (RSAR) — Median sold price, days on market, list-to-sold ratio, and monthly MLS statistics for ZIP 89451 (Incline Village / McCloud Condominiums). rsar.realtor
- Northern Nevada Regional MLS (NNRMLS) — Active listings, inventory counts, price-per-square-foot, and community-level data for McCloud Condominiums and Incline Village. nnrmls.com
- U.S. Census Bureau — Population, demographics, household income, age distribution, and education attainment (ACS) for the Incline Village-Crystal Bay CDP and ZIP 89451. data.census.gov
- Nevada State Demographer — City and county population estimates and growth projections for Washoe County and the Reno-Sparks MSA. census.gov/quickfacts
- U.S. Bureau of Labor Statistics — Reno-Sparks MSA unemployment rate, employment by sector, and wage data used in the economy section. bls.gov/reno-sparks
- Washoe County Assessor — Property tax rates, assessed values, and parcel data for Incline Village and McCloud Condominiums (ZIP 89451). washoecounty.gov/assessor
- Washoe County School District — School assignments, enrollment, and district performance data for Incline Village schools (Incline Elementary, Incline Middle, Incline High). washoeschools.net
- GreatSchools.org — K-12 school ratings, test scores, and student-teacher ratios for schools near McCloud Condominiums. greatschools.org
- Nevada Report Card — Official Nevada DOE school performance data cross-referenced with GreatSchools ratings. nevadareportcard.nv.gov
- Incline Village General Improvement District (IVGID) — Amenity program details, annual assessment amounts, and beach/recreation facility information for Incline Village property owners. ivgid.org
- Freddie Mac PMMS — Mortgage rate weekly survey used in the payment calculator and buy-vs-rent model. freddiemac.com/pmms
- Nevada Revised Statutes — Property tax cap (NRS 361.471) and Nevada residency / DMV deadlines cited in relocation guide. leg.state.nv.us/nrs
- Washoe County Sheriff — Annual crime statistics for Incline Village and surrounding Washoe County areas used in the safety section. washoecounty.gov/sheriff
Methodology: Listing data is sourced via Repliers IDX feed (Las Vegas MLS) and refreshed every 15 minutes. Demographic and economic data are pulled monthly via Census/BLS APIs. School data is refreshed quarterly. All comparisons are like-for-like (same metric, same time period).
Last refresh: June 2026 · Next scheduled refresh: July 2026